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New financing options offer second chances to homebuyers.
Author: Mike Katz
Local agent and real estate investing expert Greg Campbell in association with TC properties and NCown has created some exciting new ways for Charlotte families to become buyers.
Realizing the challenges that new buyers face such as credit issues, down payment savings being a long road, and prices rising faster than wages in some markets, TC properties and NCown have created ways to build equity for most every situation.
Tradition mortgages were often out of the reach of many younger buyers or buyers who had faced divorce or bankruptcy related to medical bills. TCproperties and NCown acquired numerous houses in the process of helping out sellers caught in a pinch.
TC properties and NCown have come up with many new financing options and are making them available throughout Charlotte, Huntersville, and the Lake Norman region of North Carolina.
Some of the common financing methods and the names they go by are “lease option”, “lease to own”, “owner financing”, and “rent to own”.
Through ownership of many new model homes and renovation of many distressed properties TC Properties and NCown have made these homes available for relocating professionals and local families that have found it difficult to acquire conventional mortgages.
The Lease option program they have helped dzens of families with already has made homeowners from many families in Mecklenburg county that would have otherwise not been able to acquire a conventional mortgage. The ownership of a home often represents a nest-egg for retirement for many families, and in this way TC Properties and NCown have created a long lasting change for many low income families.
These families approached looking for a solution and found a pioneering company that had created many options for everyone they met. These families continue to pay rent like rates and have a large portion of that payment begin to pay down the sale price of the actual home they are living in. This has created a form of true equity for many families looking for options.
This program is detailed on their websites at http://ncown.com/leasepurchase.html.
With creativity and a second chance in mind they have since come up with many option such as “owner financing” that requires only a meager downpayment in the range of 10% of the home cost and conveys ownership immediately with no bank qualification required. This program is excellent for self employed parents and families.
A new twist to the concept of honest work for honest pay is the newest option offered to Charlotte residents of “work for equity”. This program has employed many a skilled worker in improving the home they live in for equity toward the ownership of the home. Thousands can be accrued in the first year toward a down payment or total price of a Charlotte area home.
All these options come at a time when homes are selling fast and property prices have made ownership a staple in a long-term investment plan. With hopes of helping more Charlotte and Lake Norman area neighbors escape rental circles and find a way to build equity, TC Properties Group and Ncown have learned from buyers and home shoppers to help find new ways to help honest families own homes in Charlotte.
Visit NCown rent to own homes or for new programs as they develop or visit Greg at Lake norman real estate agent for all your area real estate agent needs.
About the Author
Mike Katz is an investor and webmaster for TCProperties in Charlotte NC.
Article Keywords:
Home Loans
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As you may know, I have a very deep passion for real estate and mortgages. In
fact, this website is a true labor of love for me.
As publisher, one my many duties is to review the many books, programs
and courses about real estate and mortgages that are on the market today. I’ll
be honest with you. Most of them are garbage. (Although
I do strongly recommend the programs in the “Must Have” box
above).
But, let me tell you, when I came upon the following headline, I new
I found a winner…
“Learn How To Quickly Build At Least $40,000
Worth Of Home Equity And Pay Your Mortgage Off In 10 Years Or Less”
-Without Making Biweekly Mortgage Payments-Or Changing Your Current Mortgage.
Now, the reason I knew it was a winner was because of the name behind
the headline. Craig Romero. Many consider Craig to be one
of the true geniuses in our field. I have a lot of respect for
him, and I
urge you to drop what you are doing right now and click the link below... |
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