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Home.LoanBegin.com
Presents Hundreds Of Articles, Tips, And Resources About
Home Equity Mortgages, Refinancing Home Mortgages, And Home Mortgage
Loans! Updated Daily.
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Mortgage Loan Tips.
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Why some people almost always get the lowest interest rate on their mortgage - for the least points - and No Junk Fees!
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Home Buyer Defense Guide.
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Real estate insider advice to help homebuyers avoid common mistakes when buying a home.
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Mortgage Secret Codes Revealed.
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A step by step guide on how to take control of the mortgage process and also How to beat the brokers and avoid mortgage ripoffs. |
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First Time Buyer's guide
Author: Terri Hickey
Buying your first home can be a difficult time, especially in these days of high house prices, and low job security. But don't despair, www.mortgagedown.com have prepared a few top tips to make the process as painless as possible for you!
* Get an agreement in principle from your favorite mortgage company BEFORE you start house hunting. This helps you establish your price range and makes you a better 'bet' as a buyer in the eyes of any sellers you meet.
* Don't just rely on 'realtors' or 'estate agents'. Nowadays, the best place to start a property search is the web. You can also check local papers and even drive around your preferred area looking for private sales boards.
* Make a checklist of teh essentials you MUST have in your new home. If you need a garage, saya so. If outside space is essential, don't go see and house without it.
* Never go alone - take someone with you even if just a friend. Alone, you might miss something.
* Never offer after just one viewing. Two visits minimum is essential, and they should be at different times of the day. Some areas that seem safe during the day turn dodgy at night!
* Ignore the decoration. Mauve wallpaper can always be taken down! The important thing is space, and the layout of the rooms. Try to see this, not the color scheme used by the current occupier.
* ALWAYS get a survey. You won't be economising if you don't. In fact, it could be the most expensive 'money saving' you ever make! A good surveyor will spot the things you can't, like damp, sloppy roofwork etc.
* Ultimately, the old www.mortgagedown.com cliche about 'the place feels right' is true. If you walk in and you don't get that 'wow' feeling, you probably won't enjoy living there.
Remember, as prices are now falling in most parts of the world, it's a buyer's market and you can take your time. You can also put in lowball offers at times like these, and you might be surprised how little negotiation upwards is needed to secure a sale! Good luck with it, and happy house hunting!
About the Author
Terri consults on mortgages and writes for www.mortgagedown.com the free tips and advice site for first time house buyers.
Article Keywords:
Home Loans
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As you may know, I have a very deep passion for real estate and mortgages. In
fact, this website is a true labor of love for me.
As publisher, one my many duties is to review the many books, programs
and courses about real estate and mortgages that are on the market today. I’ll
be honest with you. Most of them are garbage. (Although
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above).
But, let me tell you, when I came upon the following headline, I new
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-Without Making Biweekly Mortgage Payments-Or Changing Your Current Mortgage.
Now, the reason I knew it was a winner was because of the name behind
the headline. Craig Romero. Many consider Craig to be one
of the true geniuses in our field. I have a lot of respect for
him, and I
urge you to drop what you are doing right now and click the link below... |
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